Growth Guarantee Scheme

Get a no-obligation quote, with no impact on your credit score.

Funding Options is a part of Tide. If you proceed, you’ll be redirected to Tide.

This quote won't affect your credit score

Expert help throughout the process

Get access to 120+ lenders

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Business loans

How the Growth Guarantee Scheme (GGS) works

The government guarantees lenders up to 70% of the loan if you can’t repay, to reduce risk.

The guarantee is to the lender, and you will be 100% liable for your loan repayments

Get a term loan, overdraft, asset finance and more for 3 months to 3 years

Eligible businesses must:

  • £45m turnover limit
  • Must be UK-based
  • 50% of your income must come from trading activity
  • Lender must consider you to have a viable business proposition
  • Must not be in difficulty, including insolvency proceedings
  • Must confirm that receiving a GGS loan will not mean you exceed the maximum subsidy

Borrow up to £2m

Wide range of finance types

Designed for small businesses

BUSINESS LOANS

How does Funding Options work?

1

Tell us how much you need

We’ll ask a few questions about your business and the reason for your loan.

2

Get quotes instantly

Our smart technology will compare quotes from up to 120+ lenders to help you find the ideal business loan.

3

Apply for a Business Loan 🎉

We'll be there to guide you through every step of the process.

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FINANCE CALCULATOR

Estimate your repayments

Want to understand the cost of your loan?

Use our business loan calculator below to find out how much you can borrow to take your business to the next level.

Interest rates vary depending on the lender. Use 10% if you're unsure

Calculations are indicative only and intended as a guide only. The figures calculated are not a statement of the actual repayments that will be charged on any actual loan and do not constitute a loan offer.

Your estimate

Monthly payments

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Monthly interest

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Total interest

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Length of loan

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Total cost of loan

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Financial product information

Representative example*

• 7.63% APR Representative based on a loan of £50,000 repayable over 24 months.

• Monthly repayment of £2,252.94. The total amount payable is £54,070.56

*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.

Annual Percentage Rates

Rates from 2.75% APR

Repayment period

1 month to 30 years terms

Trusted by over 18,600 customers

Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

*Eligibility criteria apply - see Tide website for full details.

Funding Options Ltd is incorporated and registered in England and Wales with company number 07739337 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL.

© Funding Options Ltd · Authorised and Regulated by the Financial Conduct Authority · Reference Number 727867