Alternative Finance

Alternative business finance lenders are making it easier for SMEs to access the funding they need to trade and grow. If your business needs cash fast, or the bank has turned you down, we’ll help find the right alternative lender for you.

Alternative Finance
  • This quote won't affect your credit score
  • Dedicated Business Finance Specialist
  • Get access to 120+ lenders

Start your journey

  • This quote won't affect your credit score
  • Dedicated Business Finance Specialist
  • Get access to 120+ lenders

Alternative Finance - How does it work?

  • From unsecured business loans, merchant cash advances, invoice finance, asset finance and bridging finance, Alternative Finance is an umbrella term that covers finance types that aren’t associated with traditional lenders. 

  • Instead of taking a one-size-fits all approach, alternative finance is more flexible and each solution is designed with a specific need in mind.

  • It’s easy to apply for, even for businesses with a less-than-perfect credit history. You may still be eligible, because alternative lenders tend to take a more holistic approach when it comes to lending.

  • One of the biggest factors in how long it takes to get finance is you - if you have your last 6 months' banks statements ready, along with any recently filed accounts or management accounts, our team can get your application moving within minutes. Open banking can make this process even faster.

Alternative Finance - Features and benefits through Funding Options: 

  • We compare 120+ lenders

  • A Finance Specialist is available to guide you through the process

  • It is free, no obligation and doesn’t affect your credit score 

  • A variety of options for different purposes

  • We’ll match you with the right product for your needs

Financial product information

Representative example*

7.63% APR Representative based on a loan of £50,000 repayable over 24 months. Monthly repayment of £2,252.94. The total amount payable is £54,070.56

*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.

Annual Percentage Rate

Rates from 2.75% APR

Repayment period

1 month to 30 years terms

Trusted by over 18,600 customers

Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

*Eligibility criteria apply - see Tide website for full details.

Funding Options Ltd is incorporated and registered in England and Wales with company number 07739337 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL.

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