PM Construction

"Funding Options made everything so simple for us. They got us the funding we needed within a day, and it was a better deal than anyone else could give us. They also went above and beyond for us — they called the JCB dealer directly several times to make sure it was delivered in good time. They’re so on the ball!"

Customer image - PM construction

We helped PM Construction get the hire purchase deal they needed to buy a new JCB

PM Construction is a construction company based in Tyrella in County Down, Northern Ireland. Master joiner Paul Magorrian started the business in 1992, and now PM Construction builds residential and commercial property across Northern Ireland.

Paul had a straightforward reason to look for business finance: he needed a new JCB. He visited Auto Trader, the UK’s biggest online vehicle marketplace, and while he was there he saw a link to Funding Options. We partner with Auto Trader to help businesses get finance for their plant machinery. Paul saw that we could find him a hire purchase deal for a new JCB and he was curious about the idea of paying for it in monthly instalments.

Straight away Paul headed to our website and filled in a few details. We then spoke with Paul to find out more about PM Construction and what he needed finance for. We quickly found a good deal — a £25,000 hire purchase from Hampshire Trust Bank.

Paul had been talking to other business finance providers, including specialist local providers in Northern Ireland, but none of them gave him the flexibility and value that the Hampshire Trust Bank option we found gave him. Paul decided to put down a £10,000 deposit on a new JCB 525 Telehandler and pay the rest off in monthly instalments. This worked well with his invoice-based income stream. It also meant he could pay for the JCB more quickly than he would have if he hadn’t had the option to put down a deposit.

Working closely with Paul and Hampshire Trust Bank, we got PM Construction the funding they needed within a day — their new JCB was on the way.

The new kit has allowed Paul and his team to get their work done more efficiently and more economically. PM Construction has another, bigger JCB, but its size had meant that they often weren’t able to transport it to sites which had limited access. The new JCB is smaller and perfectly sized for these hard-to-access building sites.

If you need machinery, our team of experts are ready to help your business find the funding it needs.


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